Business Overdraft

Business Banking > Loans

Business Overdraft

Business Banking > Loans

About Business Overdraft

Yoma Bank’s Overdraft is a short-term line of credit to help you manage your immediate working capital requirements. With interest calculated daily on the portion of the limit used, you only pay for what you need. If you are looking for a safety net to help you manage fluctuations in your cash flow and respond to emergencies, our Business Overdraft could be just the answer.

Choose the perfect loan for you

Features and Benefits


Quick Working Capital

High Limits

Flexible Payments

Eligibility & Requirements
to Open Loan

  • Business license
  • Receipts of revenue tax
  • Financial statements
  • Bank statement (Last one year)
  • BOD resolution/ Meeting Minutes of loan
  • Sale/ Summary and Sale vouchers (or) Purchase/ Summary and Purchase vouchers
More Information

For more information, please contact the nearest branches.

Before you applied check these information

Small Print about Business Overdraft


Loan Terms
Maximum Term12 months (1 year)
Interest*10% per annum*
 Establishment fee 0.5%
Non-utilization fee 1%
Renewal fee 0.25%

* Rates may subject to change. (Interest calculated daily and charged monthly)

  • Each year the overdraft balance must be zero (paid in full) for at least two weeks
  • Overdraft is designed for short term financing needs and should not be used to finance the purchase of fixed assets.

Business Overdraft

Frequently Asked Questions


These are :

For more information, please contact to Yoma Bank 24/7 call center – 9662 or 097 9662 9662 or Yoma Bank official Facebook page or go to nearest branch during the operation hour and do not forget to bring NRC/Passport.

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