Short-term capital to make your small business grow

Business Overdraft

Yoma Bank’s Overdraft is a short-term line of credit to help you manage your immediate working capital requirements. With interest calculated daily on the portion of the limit used, you only pay for what you need.If you are looking for a safety net to help you manage fluctuations in your cash flow and respond to emergencies, our Business Overdraft could be just the answer.

Features and Benefits

Quick Working Capital
Easily procure the short term financing for your business

High Limits
Access up to 1 billion MMK

Flexible Payments
Only pay interest on what you use with no regular capital repayments required*

Interest, Fees and Loan Term

Maximum Term
12 months (1 year)
10% per annum
 Establishment fee 0.5%
 Non-utilization fee 1%
 Renewal fee 0.25%

*Interest calculated daily and charged monthly

Terms and Conditions

  • Each year the overdraft balance must be zero (paid in full) for at least two weeks 
  • Overdraft is designed for short term financing needs and should not be used to finance the purchase of fixed assets.