Receive unsecured credit as a reward for banking with Yoma Bank

Transactor Loan

Transact with Yoma Bank and we will reward you with an unsecured overdraft credit line based on your account activity. The more transactions you make, the more finance you will receive with no additional collateral. 

Features and Benefits

High Limits
Access up to 300million MMK

Long Terms
Renewable loan terms up to one year

Interest, Fees and Loan Term

Maximum term
12 months (1 year)
16% per annum
Arrangement fee 0.5%
Renewal fee 0.5%

*Interest calculated daily and charged monthly


  • Must be Yoma Bank’s SME Express Loan customer
  • Customers must introduce Yoma Bank to their top three clients (buyers or sellers)