SMART Credit Business
Business Banking > Loans
SMART Credit Business
Business Banking > Loans
About SMART Credit Business
SMART Credit Business is a scalable working capital loan designed for small business customers of Yoma Bank, with loan amounts that grow as your business expands and you maintain timely repayments.
SMART Credit Business provides a pathway for business growth without the need for collateral, extensive paperwork, or guarantors.
Choose the perfect loan for you
Features & Benefits
Scalable Financing
Automatic Repayment
Easy to Apply Online
Instant Loan Approval
Before you apply, please review the following information
Loan Details and Terms
Terms | |
Maximum loan term | 1-3 months for initial loan Up to 12 months for subsequent loans |
Interest | 15% per annum* |
Establishment Fees | 1% |
* Rates may subject to change
Monthly payments, interest and fees are automatically deducted from your Flexi Everyday Account on the due date.
SMART Credit Business
Frequently Asked Questions
The available loans are:
- SME Express Loan
- Distributor Loan
- Invoice Financing
- Transactor Loan
- Business Overdraft
- Business Loan
- Hire Purchase
- SMART Credit Business
For more information, please contact Yoma Bank’s 24/7 call center – 9662 or 097 9662 9662 or Yoma Bank official Facebook page, or go to the nearest branch during operating hours. Don’t forget to bring your NRC/Passport.