Home Loan

Personal Banking > Loans

Home Loan

Personal Banking > Loans

About Home Loan

With a Yoma Bank Home Loan, buying your perfect home is as easy as turning the key. Inquire at your local Yoma Bank branch and let our financial experts guide you through our easy application process.

Choose the perfect loan for you

Key Features & Benefits


Easy Application

Minimum Down Payment

Flexible Loan Terms


*Maximum loan terms vary depending on property type

Eligibility & Requirements
to Open Loan

  • NRC (Original) and family registration list (Original)
  • Original ward recommendation letter (proof of residence)
  • Proof of income (employment verification or business registration details etc.,)
  • Income Statement

  • NRC (Original) and family registration list (Original)
  • Land plot map (Form 105) and land history form (Form 106)
  • Copy of grant titles, free-hold land or related sales contract
  • Contract between contractor and land owner (if applicable)
  • Any other ownership-related documents

For full document requirements, please talk to our skilled home loan specialist at your local branch.

Home Loan

  • Amount

    15,000,000.00 MMK 1,000,000,000.00 MMK

    Duration in years

    1year 25years

    Interest Rate

  • 0

    Monthly Payment

    Total Interest Payable

Before you applied check these information

Other details of Home Loan


Our Home Loan Specialists will guide you through our easy application process and, most importantly, help you get the very best terms for your new loan.

1. Get pre-approval – Contact your nearest Yoma Bank branch to begin a discussion with our Home Loan Specialists about your loan needs. Together, we will determine what kind of loan is right for you, including the interest rate, down payment and monthly payments.

2. Find your new home – After determining what kind of loan you qualify for and acquiring a Home Loan proposition from Yoma Bank, start researching and exploring potential properties that fit your budget.

3. Contact the seller and prepare documentation – After finding your perfect home, contact the seller and begin filling out the required forms and documents.

4. Submit your application – Apply for your Home Loan by submitting the necessary documents at one of our Yoma Bank branches. Our Home Loan Specialists will proceed with the asset valuation, inspection of the property and your income statement. You can expect to hear a response from us within two to three weeks.

Land and Building, condo and mini-condo (Loan Tenure – up to 25 years)30% down payment
Apartment (Loan Tenure – up to 15 years)30% down payment
Interest Rate10% per annum*
Interest Rate for 50% down payment8% per annum*
Establishment feesAt least 250,000 MMK (or) 1.5% of the approval loan amount (whichever is higher)
Early repayment fees ( if paid within first 3 years ) 3% on the outstanding principal balance
* Rates may subject to change

Important Notice to Customers – please note that the bank does not charge any additional fee in processing the loan application by using third-party channels. The bank is not obligated for payments to any third party appointed by the customer and strongly encouraged to deal with bank directly for all communications.

Important Info for Customers.

Terms & Conditions Apply.

Yoma Bank Home Loan

Frequently asked questions


These are :

  • Salary Advance
  • Salary Loan
  • Home Loan
  • Hire PurchaseSMART Credit

For more information, please contact to Yoma Bank 24/7 call center – 9662 or 097 9662 9662 or Yoma Bank official Facebook page or go to nearest branch during the operation hour and do not forget to bring NRC/Passport.

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