You Deserve More

JZü Account

Save with Yoma Bank’s JZü Account, a revolutionary savings account, that allows you to earn interest and gives you an opportunity to win up to a brand new car and many other cash prizes in our monthly prize draws.

Features and Benefits

Earn Interest 
Enjoy the interest rate of 1% p.a. which is calculated daily and paid monthly with no minimum balance.

Prizes included in Monthly Prize Draw
The monthly prize pool is calculated as up to 4% of the total monthly average of all JZü account deposits. Hence, the monthly prize pool depends on the total balance of all JZü account deposits and prize pool increases as deposit grows. The prizes are;

GroupPrizes Number of prize to be selected
Grand prizeA Brand-New Car*1
2nd prize (cash)2,000,000 MMK1
3rd price (cash)500,000 MMK3
Consolation price (cash)20,000 MMK𝑥 (until the prize pool is depleted)
*income tax included, Yangon license not included
Eligibility criteria applies. Refer to T&Cs for more information.

SMART Account and MPU Debit Card
When you open a JZü account, you are automatically given a SMART Account with a free MPU Debit Card.

JZü Monthly Prize Draw  

Maintain a minimum balance of at least 100,000 MMK and you will be automatically entering our monthly prize draw. For every 100,000 MMK deposit you make, you will get 1 chance (1 ticket) to participate in the random draw. Therefore, the more you deposit, the more chances with higher probability you will get to win the prizes. (For example, if you have a minimum balance of 5,000,000 MMK, you will get 50 chances (50 tickets) in the draw and these 50 tickets can potentially make you win up to 50 prizes.

Please be cautious the fraud messages that you may receive from Facebook messenger or any instant message services. We, Yoma Bank, do not send JZü winner list or request any sort of personal information from instant messenger.

How we announce JZü winner

  • Draw amount is announce on Facebook every first week of the month
  • Winner Announcement is announce on Facebook every second Thursday of the month
  • SMS to top 5 winners from Yoma bank title


  • Minimum balance to be eligible for monthly draw: 100,000 MMK
  • Must be at least 18 years of age
  • Must provide original NRC ID Card or passport for verification
  • Must simultaneously open SMART Account or hold existing SMART Account
  • Must be opened as an individual account.
  • Must not have more than one JZü account per customer.
  • Not eligible to be opened as enterprise, joint or minor accounts.

JZü Calculator


Monthly Interest

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Total Interest

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Eligible Amount

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Total Amount
(Amount+Total Interest)

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Disclaimer: This calculation is just for illustration purpose only, based on certain assumed prerequisites. Terms and Conditions apply.