SMART-WavePay Services

Link your SMART Account and WavePay Account digitally and easily from your smartphone and have access to all WavePay Features together with Yoma Bank Mobile Banking Features.

Features and Benefits

Wave Shops
Access to thousands of Wave Shops Across Myanmar

Transfer/Receive anyone, anywhere via WavePay App

24/7 Online Banking
Bank anywhere anytime

Withdraw from your SMART Account, or Deposit to your SMART Account via WavePay App without requring to go the branches.


  • Must be at least 18 years of age
  • Must provide an original NRC ID Card or passport for verification

Learn how to link with your SMART Account and WavePay Account