Leadership Team

U Ba Maung Sein : Chief Executive Officer
Biographical details : U Ba Maung Sein was appointed as the Chief Executive Officer in March 2023. Prior to the appointment, he served as Chief Operation Officer, Head of Branch Banking, Head of Credit Risk, and Deputy Head of Corporate Credit since he joined the Bank in 2014. His professional career began as an underwriter and he also held operation, finance and consulting positions in insurance, retail, manufacturing, and Information Technology sectors in the USA and Canada. U Ba Maung Sein holds a Bachelor of Business Administration in Finance from The University of Texas at Austin in the USA and an MBA from McGill University in Canada.

Daw Ommar Sein : Senior Advisor and Chief Compliance Officer
Biographical details : Daw Ommar Sein joined Yoma Bank in September 2014 and currently serves as Senior Advisor and Chief Compliance Officer. Prior to Yoma Bank, she was part of the Research and Training Department of the CBM, which she first joined as a Statistical Assistant and where she remained for over 38 years until her retirement in 2010. While working at the CBM, she was seconded to serve as Senior Advisor to the Executive Director of the SEAV Group at the IMF for a two-year term (1996-1998). She holds a B.Econ (MS) degree from the Institute of Economics. She has, over the years, written several research papers, given lectures at various institutions including the Institute of Economics and the National Defense College, and represented the CBM at local and international conferences and forums. She was also a member of the drafting committee that worked on the 2002 Control of Money Laundering Law. 

Daw Khin Mu Mu Myint : Chief Consumer Banking Officer
Biographical details : Daw Khin Mu Mu Myint is a highly accomplished senior executive with over 20 years of progressive experience in commercial banking, strategic partnership, corporate development, product development, financial management, corporate governance, and restructuring and transformation for Fortune 100 and privately held companies in various industries. As the Chief Consumer Banking Officer, she leads a network of over 2,000 retail banking staffs in a distributed network of over 80 branches across Myanmar. Before assuming her current role, she served as the Chief Business Banking Officer where she specialized in driving Yoma Bank’s strategy to become the bank for all businesses in Myanmar. She was also involved in founding Yoma Bank’s Commercial and International Banking Division, including the development of related products and services, and successfully launched multiple business units across the Bank. Prior to this, she held roles in several significant US organizations such as Freddie Mac, the World Bank, Citi Group, JP Morgan and Prudential Insurance as well as local conglomerate entities.

Mr. Loh Ngik Ming : Chief Business Banking Officer
Biographical details : Mr. Loh Ngik Ming @ Gerald has over 20 years of Commercial and Corporate banking experience in client relationships, credit management, and commercial transactions for both listed and unlisted corporates in diversified sectors during his tenures with Malaysian banks, New Zealand banks and a Singaporean bank operating in China. In addition to successfully leading and delivering business objectives, Gerald also led and strengthened the critical business capacities of the team he worked with. Before joining Yoma Bank, he was the Head of Corporate Banking China & Trade Finance at CIMB Bank Berhad in China. As the Chief Business Banking Officer, he oversees Corporate Banking, SME Banking, Working Capital Solutions, Commercial Bancassurance and Lending Support at the Bank. He holds a Bachelor of Commerce & Administration (Accountancy & Information Systems) from Victoria University of Wellington and Graduate Diploma in Business (Corporate Finance) from Auckland University of Technology, New Zealand. He is credit-certified by Moody’s Omega Performance and Certified Trade Finance Professional accredited.

Mr Anthony Tan : Chief Risk Officer
Biographical details : Mr. Anthony Tan is a seasoned international risk executive who joined Yoma Bank as Chief Risk Officer in June 2020. Anthony brings a proven track record embedding strategic risk management and exceptional technical capability in Commercial Banking franchises across Asia. Prior to joining Yoma Bank, Anthony had over 17 years of experience working with the Australia and New Zealand Group (ANZ), a leading Australian Bank with significant network throughout Asia and the Pacific and other international financial centers. In those roles, he was accountable for complex credit arrangements such as project finance, leveraged acquisition finance, export finance and asset finance. In addition, Anthony has held senior risk positions in several markets including Australia, Singapore, Philippines, Vietnam, and Indonesia. Key assignments and projects in these markets have included M&A due diligence on target banks, integration of acquired businesses, launching consumer finance risk management in new markets and leading country Basel implementation programs.

Daw Nang Khin Khin Gyi : Chief People Officer 
Biographical details : Daw Nang Khin Khin Gyi, currently the Chief People Officer, joined Yoma Bank in September 2016 after more than a decade of working in United States as an Internal Auditor. She held the position of Global Corporate Internal Audit Manager for Alere Inc. in Massachusetts and also worked for Thermo Fisher Scientific, a Fortune 500 Company headquartered in Waltham, Massachusetts. With extensive experience in Internal Controls COSO Framework, Enterprise Risk Management, Financial Auditing, Compliance Auditing, Information Technology Auditing, Process Improvement, and Business Optimization, she brings a wealth of expertise to Yoma Bank. She holds a Master's degree in International Economics and Finance from Brandeis University, Massachusetts, a B.S. in Management/ Finance from the University of Massachusetts, and an A.A. in Liberal Arts from Bard College at Simon’s Rock, Massachusetts. In addition, she is a Certified Internal Auditor and Certified Fraud Examiner.

U Ba Thein Naing : Chief Technology Officer
Biographical details : Ba Thein Naing has over 20 years of experience in the IT industry with 15 years in Cybersecurity and 10 years in Telecommunications. He was a Director, CSO and Vice President in various Singapore companies including Singapore Computer Systems, NCS and StarHub. His expertise is in cybersecurity, software development, systems integration, project management, standards & frameworks, data protection, business process conceptualization and optimization. He served as the President of QA Chapter for many years in Singapore Computer Society. Ba holds a Master of Technology (Software Engineering) from NUS-ISS, Specialist Diploma in IT Security from Nanyang Polytechnic and a Bachelor of Engineering (Electronics) from Yangon Institute of Technology.

Daw Aye Aye Soe : Chief Internal Auditor 
Biographical details : Daw Aye Aye Soe joined Yoma Bank as a Branch Manager in 1999, currently serves as Chief Internal Auditor. Her sound knowledge of the Myanmar Banking industry originates from her extensive experiences since 1991 in many banking institutions including the Central Bank of Myanmar, Myanmar Foreign Trade Bank, and Myanmar Economic Bank. Prior to joining Yoma Bank, she was the Chief Accountant at First Private Bank for five years. She graduated with a Bachelor of Commerce in Banking from the Institute of Economics (Yangon) in 1991 and is a Certified Public Accountant (CPA).

U Kyaw Khaing Win : Chief Financial Officer
Biographical details : U Kyaw Khaing Win joined Yoma Bank in October 2017, as Deputy Head of Financial Planning and Analysis, before assuming his current position as the Chief Financial Officer. Prior to joining Yoma Bank, Kyaw had over 10 years of experience in Accounting, Auditing and FP&A with local companies and multinational corporations (MNC). During his time with Yoma Bank, he has contributed to the structuring of the Financial Planning and Analysis (FP&A) department, supporting the growth of the business units, improving of internal controls, and serving as secretary of Asset-Liability Committee (ALCO). He holds a Master of Business Administration from University of Northampton and a B.Sc (Hons) in Applied Accounting from Oxford Brookes University. 

U Thein Htoot : Chief Products and Transformation Officer
Biographical details : U Thein Htoot @ Robin is professionally certified in ITIL® Expert | ITIL4® MP | Lean Six Sigma Black Belt (ICBB™) | PMP® | PSM I | MCPD | MCTS | MCSD | Linux Specialist and over 22+ years of Technical Lead/Software Solution Architect/ IT Leadership role exposed to functional domains such as Industrial Automation, Health Care, Banking, Customize WWW Products, Education, RFID, Finance and Government Projects in Myanmar, Singapore, Indonesia, Malaysia. Robin is experienced in managing large cost centers worth 2 to 6M USD responsible for Projects and Maintenance of Applications with team members composed of more than 140 headcounts. He managed and supervised business operations and Big Data Process across sites in 159 countries and support 5000+ users by 24/7 with 90+ team members in both on site and offshore team in Operation, Billing and Accounting. He holds dual degrees in Bachelor of Science (Hons) in Computer Engineering and Bachelor of Engineering in Electronics.

Daw Zin Mie : Corporate Secretary
Biographical details : Daw Zin Mie joined Yoma Bank in June 2014 and is currently serving as the Corporate Secretary. Zin previously led the Treasury department of the Bank. Prior to Yoma Bank, she worked at Credit Suisse and Bank of America Merrill Lynch in London within the Middle Office and Product Control divisions specializing in Prime Services and Equity Structured Financing products for over 8 years. Born and raised in Myanmar until early teens, she graduated from Warwick University in UK with a bachelor’s degree in Mathematics, Operational Research, Statistics and Economic.  Zin is a Chartered Management Accountant as well as a Certified Anti-Money Laundering Specialist.